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L7Nd5jQbIf your bank account isn’t bubbling over with Rich Kids of Instagram money, you’re in good company. Trying to prioritize fashion purchases can be tough, especially when, like me, you’re kind of obsessed with pretty things. The Real’s Jeannie Mai offers up her current must-have accessory.

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“I think it’s a crossover bag,” she says. “I think we as women go too far with bags that are super-weighted and I have found that when you give yourself that room to stuff things in you will do it. I was the person who had a 10-lb baby on my arm called my purse and now that I have a crossover bag it’s stupid. I realize I need my wallet, my phone and my lip gloss—that’s it.”

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But when the time comes to splurge on a style investment, Jeannie says you should look no further than one of her favorite designers, Monika Chiang.

“The best investment would be a Monika Chiang handbag,” she enthuses. “Her stuff is so on point. Her pieces are really classic, sophisticated, expensive-looking and they’re just chic. It’s really nice. I’m a big fan of her work.”

What’s one item you’re saving up to splurge on? Tell us in the comments below or tweet @OKMagazine.

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